Private Medical care has become increasingly important as the cost of medical treatment rises and public healthcare systems face funding pressures. Waiting to even get on a waitlist in the first instance can be a significant issue and in some cases no waitlist at all.
In New Zealand’s public healthcare system, long wait times for essential treatments and surgeries can be more than just inconvenient – they can be dangerous and even life-threatening.
Pharmac is New Zealand’s drug-buying agency, subsidising treatments in the public system. However, there are numerous med safe approved medications you would need to pay for out of your own pocket without private medical cover that are not Pharmac funded.
Most providers have excess options available so you can utilise different excess options in order to activate a discount structure and make sure the premiums are relative to what’s most important to you.
Private medical cover provides access to costly treatments that can extend into the hundreds of thousands of dollars per year for things like:
With private health insurance, you are investing in the most precious asst: you and your family’s health. Don’t let financial concerns or the complexity of choices stop you from securing the best possible care.
